PCP Finance Explained

Agility (Personal Contract Plan)

A flexible method of financing a vehicle over a fixed term. The agreement defers your decision of whether you purchase, hand back or part-exchange your vehicle until the end of your agreement.

Your options are explained in this video, contact a member of our team to discuss your individual finance requirements. We will find the finance option to suit you.

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How Agility works

At the start of an Agility agreement, you decide an amount you would like to put down as a deposit and decide the term of your agreement as well as your annual mileage. Your Finance Specialist at your local retail site will advise you of the Optional Purchase Payment of your chosen Mercedes-Benz, which offers you the reassurance of knowing exactly what you will need to pay to own the vehicle outright in the future (this is known as the Optional Purchase Payment).

The Optional Purchase Payment helps you guard against the risk of unplanned depreciation and enables you to benefit from lower monthly payments as you are only financing a proportion of the vehicles value.

Throughout your agreement you simply pay your agreed monthly payments.

Agility features include:

  • Fixed regular payments mean you can easily budget.
  • Payments are based only on a proportion of the vehicle’s value, keeping your monthly payments lower.
  • Our Optional Purchase Payment avoids the risk of unplanned depreciation of your vehicle.
  • You defer your ownership decision until the end of the agreement.
  • Manage your agreement online with Mercedes me finance, available via Mercedes me.


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