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Motability is a scheme set up to help disabled people, members of the Armed Forces, and war pensioners remain mobile by making it possible for them to exchange their weekly mobility allowance to cover the cost of leasing a vehicle. The government funds it and is easy to apply for.
People who qualify for a government mobility allowance have the opportunity to use their payment to lease cars, mobility scooters, and Wheelchair Accessible Vehicles (WAVs). It’s open to people who don’t drive too, as it’s possible to nominate up to three other drivers for cars you lease through Motability.
People who receive disability allowances such as the higher rate mobility part of the Personal Independence Payment or the Disability Living Allowance are eligible for the scheme. You can check if you are eligible on the Motability site. You must have at least 12 months left on your allowance when applying. This may mean waiting to apply until just after your allowance has been renewed if you have fewer than 12 months left.
The Motability scheme makes it easy for people to use their weekly mobility allowance to lease a car and offers a range of other benefits. The package includes insurance, servicing, and maintenance, as well as breakdown cover from the RAC and free tyres and windscreen replacement.
If you choose an electric car, Motability can even cover the cost of a home charge-point and a standard installation or give you access to the bp pulse network of over 9,000 public charge points. Cars leased through Motability have 60,000 mileage allowance over 3 years. If you exceed the mileage, you’ll be asked to pay 5p for every additional mile.
Once you’ve found a vehicle to lease, you can let Motability scheme dealers like Eastern Western know that you qualify for Motability. The scheme pays your allowance direct to your dealer, so you don’t have to worry about transferring the money over. You’ll also be contacted three months before your lease it due to end, so you can choose a new car.
There are a few costs to think about, though. While the Motability scheme takes care of insurance, servicing costs and breakdown cover, you will still need to pay for fuel and consumables like oil or screen wash. The scheme also covers a number of adaptations to vehicles, but if you need any that aren’t covered you may have to pay for those yourself.
You’ll find that the Motability scheme covers a huge range of cars from lots of the top manufacturers, so you’ll be able to choose from everything from SUVs to city cars. Our Eastern Western dealers will be happy to help you find a Motability car that suits you, check out our Motability cars in Scotland.
Calls may be monitored for quality and training purposes. Eastern Western Motor Group Ltd is authorised and regulated by the Financial Conduct Authority for credit broking and insurance distribution activities under reference number 310505 – we are a credit broker not a lender. Registered Office: 8 Westerton Road, East Mains Industrial Estate, Broxburn West Lothian EH52 5AU Registered in Scotland No. 14833 VAT Registration No. 269233051 We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers.