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A recent report into speeding from insurance comparison website Money Supermarket has found that chartered surveyors and surgeons were the most likely to be caught speeding or commit a driving offence.
The study explored 15,000 car insurance quotes, and while GPs topped the list for at-fault claims, it was surveyors who were more likely to have points for speeding, accounting for 11.6% of them being found to have broken the limit. Surgeons came in second with 11.35%, with sales directors and chief executives just behind.
This insight suggests that those in high-powered jobs are more likely to be heavy-footed drivers, but it could also be that those in roles that require frequent travel are exposed to more opportunities to speed.
When exploring wider driving offences, chartered surveyors again were the most likely to have a conviction, with construction workers, site agents, fence erectors, and pipe fitters also ranking highly. Surgeons also ranked highly for convictions, suggesting just because they save lives, they might not be averse to risky behaviour!
Another common offence was mobile phone use, with project leaders being the most likely professionals to have convictions, followed by road workers and stonemasons. These roles often require long hours on the road and tight schedules, which could explain some of these figures.
“Insurers see some jobs as riskier than others based on things like claims and conviction rates,” confirmed Alicia Hempsted, car insurance expert at Money Supermarket. “If you’re a GP or a chartered surveyor, you might end up paying more than someone in a job with lower claims and driving conviction rates, like a dental assistant or school catering assistant.”
“Sometimes, there might be more than one job title that fits what you do. If one of those titles is considered less risky by insurers, using it could save you money on your car insurance,” she says.
However, she warns against being misleading: “It’s important to be honest and make sure the title you select really describes what you do.”
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